How QuickBooks® QBO Uses RfP Real-Time for Faster Payments

Today Payments is an Authorized Reseller of Intuit offering a highly robust app that supports both QuickBooks’ desktop and online customers, provide merchants with the tools they need so they can focus more time on their customers and businesses, and less time on data entry.


"Our Integrated payment solutions can save a typical small business owner more than 180 hours each year"

What is a Request for Payment (RfP) Solution in QuickBooks® QBO?

Request for Payment (RfP) Solution in QuickBooks® QBO allows businesses to send real-time payment requests using FedNow®, RTP® (Real-Time Payments), and Same-Day ACH. This solution enables one-time and batch transactions, providing businesses with the flexibility to process credits and debits securely. By integrating digital invoicing, smartphones, email, text messaging, and secure hyperlinks, businesses can streamline accounts receivable and vendor payments, reducing delays and automating financial workflows.

QuickBooks Pro Software QuickBooks Accounting Software Image
  • ~ Automate Account Receivable Collection
  • ~ Automate Account Payable Payments
  • ~ One-time and Recurring Debits / Credits

Secure QB Plugin payment processing through QuickBooks ® specializes in the origination of moving money electronically.







What is Request for Payment (RfP) Real-Time & How Does It Work in QuickBooks®?

Key Features of RfP in QuickBooks® QBO

  • Instant Credits & Debits Processing – Supports one-time and batch transactions for efficient financial operations.
  • Seamless FedNow®, RTP®, & Same-Day ACH Integration – Enables faster payments with real-time push transactions.
  • Smart Digital Invoicing & Payment Requests – Send invoices via email, SMS, and secure hyperlinks.
  • 24/7/365 Payment Processing – Accept and request payments anytime, including weekends and holidays.
  • Automated Payment Reconciliation – Payments are instantly recorded in QuickBooks® QBO for accurate financial tracking.
  • Enhanced Security & Fraud Prevention – Ensures compliance with banking regulations and secure authentication methods.

Benefits of Using RfP in QuickBooks® QBO for One-Time & Batch Payments

  • Faster Cash Flow Management – Reduce payment processing delays and improve financial efficiency.
  • Lower Transaction Costs – More cost-effective than credit card processing and wire transfers.
  • Eliminates Paper Checks & Manual Processing – Automates financial transactions with digital invoicing and payment links.
  • Improved Vendor & Customer Satisfaction – Enables seamless real-time push payments.
  • Supports Payroll, Vendor Payments & Customer Invoicing – Simplifies B2B, B2C, and gig economy transactions.

How to Use RfP in QuickBooks® QBO for Instant Credits & Debits

  1. Connect QuickBooks® QBO to a bank or payment processor that supports FedNow®, RTP®, and Same-Day ACH.
  2. Enable RfP real-time payment request functionality in QuickBooks® QBO.
  3. Send digital payment requests via email, text message, or secure hyperlink for one-time or batch payments.
  4. Receive instant push payments, whether as credits or debits, and automatically update financial records.

Industries Benefiting from QuickBooks® QBO RfP Solution

  • E-commerce & Retail – Process customer payments and refunds instantly.
  • Payroll & Gig Economy – Pay employees and contractors in real time.
  • B2B & Vendor Payments – Settle invoices quickly with push payments.
  • Healthcare & Insurance – Streamline provider reimbursements and claim disbursements.
  • Utility & Subscription Services – Automate recurring bill payments and collections.

Why Choose QuickBooks® QBO with RfP Solution for FedNow®, RTP®, & ACH?

Integrating a Request for Payment (RfP) Solution into QuickBooks® QBO enables businesses to request and receive payments in real time, eliminating manual invoicing delays and improving financial operations. Whether processing one-time or batch transactions, this solution provides secure, fast, and automated credits and debits to enhance cash flow and streamline accounts receivable management.

Upgrade to RfP in QuickBooks® QBO today and experience real-time financial transactions with FedNow®, RTP®, and Same-Day ACH!

Request for Payment

Call us, the .csv and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.

Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

Pricing with our Request For Payment Professionals
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 1) Free ISO 20022 Request for Payment File Formats, for FedNow and Real-Time Payments (The Clearing House) .pdf for you manually create "Mandatory" (Mandatory data for completed file) fields, start at page 4, with "yellow" highlighting. $0.0 + No Support


2) We create .csv or .xml formatting using your Bank or Credit Union. Create Multiple Templates. Payer/Customer Routing Transit and Deposit Account Number may be required to import with your bank. You can upload or "key data" into our software for File Creation of "Mandatory" general file.

Fees = $57 monthly, including Support Fees and Batch Fee, Monthly Fee, User Fee, Additional Payment Method on "Hosted Payment Page" (Request for file with an HTML link per transaction to "Hosted Payment Page" with ancillary payment methods of FedNow, RTP, ACH, Cards and many more!) + $.03 per Transaction + 1% percentage on gross dollar file,


3) Payer Routing Transit and Deposit Account Number is NOT required to import with your bank. We add your URI for each separate Payer transaction.

Fees Above 2) plus $29 monthly additional QuickBooks Online "QBO" formatting, and "Hosted Payment Page" and WYSIWYG


4)
Above 3) plus Create "Total" (over 600 Mandatory, Conditional & Optional fields of all ISO 20022 Pain .013) Price on quote.

Start using our FedNow Real-Time Payments Bank Reconciliation:

FedNow Bank Reconciliation

 Dynamic integrated with FedNow & Real-Time Payments (RtP) Bank Reconciliation: Accrual / Cash / QBO - Undeposited Funds


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Today Payments Merchant Services
2305 Historic Decatur Road, Suite 100
San Diego, CA 92106
(866) 927-7180